Should I Give a Recorded Statement to Insurance in Ventura, CA?

When you’re involved in a car accident in Ventura, CA, the insurance company will likely ask you to provide a recorded statement. Should you do it? In short: It depends.

If it's YOUR Insurance Company: Your obligations are governed by your contract. Your auto insurance policy likely requires you to cooperate. However, this cooperation doesn't always specifically mandate a recorded statement. If you have Uninsured Motorist Coverage and are making a claim with your own carrier, discussing your case with an experienced Ventura car accident lawyer first is a smart step, as they can guide you through the cooperation process.

If it's the OTHER Driver’s Insurance Company: You are NOT required to provide a recorded statement and should not do so until you consult with a legal professional. Insurance company tactics are often designed to minimize your claim and compensation. Anything you say can be used against you later in your Ventura personal injury claim. It is important to remember that we often handle claims involving severe incidents, such as Catastrophic Injuries, where any statement can be heavily scrutinized.

This concern is one of the many reasons it’s crucial to hire a Ventura personal injury attorney to represent you. If hired, your lawyer will deal with the insurance companies on your behalf, providing necessary documentation and negotiating your settlement, so you don't have to deal with the carrier directly. Learn more about our firm on our Attorneys page.